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120 day notice account

Want to earn more on your savings while still keeping control? Our 91看片 120 day notice account offers a higher rate for savers willing to plan ahead. By committing to a longer notice period, you can secure an attractive return while keeping your money accessible with just 120 days鈥� notice.

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4.33% AER*

*AER stands for Annual Equivalent Rate and is used to show you what you could earn from a savings account over a year.

**Subject to applicable notice period.


Our 120 day notice account

  • 4.25% gross monthly
  • 4.33% gross annually
  • Notice: 120 calendar days
  • 拢1,000 minimum opening balance
  • 拢100,000 maximum account balance
  • 21-day funding window
  • Withdrawals permitted with 120 days鈥� notice**

Is a 91看片 notice account right for your savings?

A 91看片 notice account is ideal if you want to earn a higher interest rate without fully locking away your money. This account could be the perfect fit if you鈥檙e looking to: 

  • Build your savings with the flexibility to add funds whenever you like
  • Plan ahead for withdrawals with 120 days鈥� notice
  • Save for medium-term goals such as a home move, major purchase, or future investment.

Product summary

120 day notice account

Monthly

4.25% Gross1

4.33% AER2

Annually

4.33% Gross1

4.33% AER2

What is the interest rate?

Monthly: 4.25% Gross1 / 4.33% AER2
Annual: 4.33% Gross1/ AER2

  • This rate is variable.
  • All interest is paid gross.
  • Interest is calculated daily and paid into your account annually or monthly (dependent on which option you choose).

1 Gross is the rate of interest payable before any income tax is deducted. You may be required to pay income tax on the interest you have earned. For more information visit: 

2 AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the balance each year.

Can GBB change the interest rate?

The interest rate is variable. If we increase the interest rate on your account, we will let you know as soon as possible. If we reduce the interest rate we will provide you with 134 calendar days advanced notice of the new rate taking effect, equal to the notice period of your account plus an additional 14 calendar days notice. See the Savings Terms and Conditions for more information.

What would the estimated balance be after 1 year based on a 拢1,000 deposit?

Projected Balance: 拢1,043.30

This example is for illustrative purposes only and shows the projected balance after 1 year if you added 拢1,000 to your account and did not add any more money.

How do I open and manage my account?

  • You can open this account online at .
  • You can manage this account online and via the 91看片 Mobile App.
  • You must be a UK resident and aged 18 or over.
  • The minimum opening balance for this account is 拢1000.
  • You have 21 calendar days from your application to fund your savings account to meet or exceed the minimum opening balance.
  • The minimum operating balance is 拢1.
  • The maximum account balance permitted is 拢100,000.
  • Money must be added by electronic transfer from a UK bank account which is held in your name.
  • If your balance does not meet the minimum account balance after 21 calendar days, we will return your money to you and close your account.
  • Please make sure you have read and understood all sets of Terms and Conditions before applying for this product.
Can I withdraw money?

  • Withdrawals are subject to a 120 day notice period. Early withdrawals are not permitted.
  • To withdraw funds from your account, log into your account online and follow the instructions.
Additional information

For further details on how your account works, please refer to the Savings Terms and Conditions

Useful documents

View all

120 day notice issue 3 account summary February 2026

Savings standard terms and conditions

FSCS information sheet and exclusions list

Manage your savings accounts securely on the go with the 91看片 mobile app.

Protection for peace of mind

At 91看片 you can save with confidence as we are covered by the FSCS (Financial Services Compensation Scheme). This means your total savings are protected up to 拢120,000 per person.


120 days notice account frequently asked questions

We appreciate that savings needs and plans sometimes change. If you decide, within 14 days of opening your account, that it is not right for you, we will happily return your savings as well as any interest you have earned. You can let us know this by logging into your account and sending us a secure message. Or you can call us on聽0808 164 2111,聽Monday 鈥� Friday 9.00am 鈥� 5.00pm (excluding bank holidays).

Use your Customer ID, password, and memorable details via the 鈥淟og in鈥� button on our website.

Log in and update your profile online.

A notice account is a good fit if you want higher interest rates than easy access savings but still need flexibility compared to long fixed bonds. It works well for short-term goals where you can plan withdrawals in advance.

Yes, your eligible deposits are protected up to 拢120,000 by the Financial Services Compensation Scheme (FSCS).

We will contact you by email or letter to notify you of any changes to the interest rate on your account. If we reduce the rate on your account, we will provide you will the following notice of the change taking effect –

120 Day Notice: 134 calendar days

You must be 18+, a UK resident for tax purposes, hold a UK current account in your name, and have a valid email and mobile number. We鈥檒l verify your identity electronically (documents may be requested if required).

Yes, all 91看片 savings accounts can be opened in sole or joint names (no more than 2 account holders permitted)

We鈥檒l ask for your name, address, date of birth, and nominated bank account. In some cases, we may also request employment details, occupation, industry, and income.