91看片

Skip to content


Buying properties at auction


Auctions move fast – and so do we. Our bridging loans can allow you to complete within 28 days, giving you the confidence to bid, buy, and secure opportunities without delay.

Speak with a specialist

Need finance to secure your auction purchase?

Sometimes called an auction bridging loan, our finance for auction is built for speed. With most auction purchases in the UK requiring completion within 28 days, we provide bridging loans that keep pace. From pre-approval before you bid to streamlined processing after the hammer falls, we help you move quickly and confidently.

Whether buying to refurbish, flip, or hold, we offer flexible terms, no early repayment charges, and lending tailored to your property development strategy. Backed by expert support from start to finish, our lending solutions gives you certainty when it matters most.

Why bridging works now

Bridging finance is the smart solution for auction buyers. With completions required in 28 days, traditional mortgages often can鈥檛 keep up. Fast approvals, flexible terms, and simple documentation make bridging ideal for investors and developers who need certainty and speed. In today鈥檚 competitive property market, finance for auction ensures you never miss an opportunity.


Why borrow with us

Fast, reliable funding

Streamlined process can allow funds to be ready within tight deadlines 

Clarity from day one

Pre-approval available before the auction 

Flexible terms 

Loan structures tailored to your purchase and exit strategy

Expert support

Guidance from hammer fall to completion


Key lending criteria

  • Loans from 拢500k up to 拢20m
  • Up to 75% LTV for residential, 65% for commercial
  • Variable and fixed-rate options available: 2, 3, or 5 years
  • Flexible terms: 3 to 18 months
  • Lending across England, Scotland & Wales
  • Available to individuals, limited companies, Limited Liability Partnerships (LLP), Special Purpose Vehicles (SPV), and trusts
  • Interest roll-up, retained, part-serviced, or serviced options available
  • First-time investors considered (case by case)
  • UK and foreign nationals welcome* subject to due diligence requirements (*UK bank account required)
make a lending enquiry


Additional highlights

Speedy approval and funding 

Loans arranged quickly to meet auction deadlines 

Flexible use of funds

Purchase, refurbishment, or holding costs 

Pre-approval available

Credibility before bidding

No early repayment penalties

Repay early without charges

Tailored terms

Durations and amounts matched to strategy

Simple documentation

Faster, simpler process

Bridge financing gaps

Short-term support while arranging long-term loans

Supports property renovation

Combine purchase and refurbishment in one facility

Purchasing at auction frequently asked questions

Yes. Auction loans can often be refinanced into longer-term buy-to-let or development finance once the project stabilises or a sale completes.

You can request a decision in principle from our team ahead of bidding, giving you confidence and credibility when you go to auction.

A short-term loan designed to quickly fund auction property purchases, allowing buyers to meet tight completion deadlines.

Residential, commercial, and mixed-use properties – including those requiring refurbishment or renovation.

Once a bid is accepted at auction, a deposit is usually required on the day and must complete within 28 days. 91看片 provides fast funding (subject to assessment) in order to meet this deadline, often with pre-approval available before you bid.

We lend to individuals, companies, SPVs, LLPs and trusts. Borrowers must provide a clear exit strategy, such as refinance or resale, and meet LTV requirements of up to 75% for residential / 65% commercial properties.

You can apply online or through our lending team. We鈥檒l assess property details, structure and exit strategy, then move quickly to issue a decision in principle.

Speak to a specialist today to access flexible exit finance that protects profits, eases pressure, and frees up capital for your next project.

Speak to a specialist