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Developer exit loans

Our developer exit loan is a safety net for developers: refinance with confidence, ease pressure, and complete sales in an orderly way. We support you after the build.

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Looking for development exit finance to refinance your completed project?

Sometimes called an exit bridging loan, developer exit loans give developers time and flexibility once a project nears or reaches completion. Instead of rushing sales or extending costly development finance, exit loans provide breathing space – allowing you to sell units at the right price or move into longer-term funding. With lower rates than development finance, no early repayment charges, and fast decisions, these loans help protect profits, improve cash flow, and keep your next project moving. Practical, strategic, and built for growth.

Exit loans are typically structured as short-term, interest only facilities. Rates are lower than development finance, with arrangement fees and LTV ratios dependent on property type.

Why exit finance works now

Developer exit loans are a smart solution for developers nearing completion. Traditional development finance can be costly and restrictive once a project is built, while sales often take longer to complete. Exit finance provides lower rates, flexible terms, and breathing space to sell units at the right price, refinance, or release equity for your next scheme. In today鈥檚 market, where demand remains strong but sales cycles can stretch, exit loans ensure you stay in control and protect your profits.

Why borrow with us?

Large loans

Loans up to 拢20m for large-scale projects

Up to 75% LTV

Residential up to 75%, commercial up to 65%

Adaptable terms

3 to 18 months, tailored to your exit strategy

Flexible asset classes

Funding available for HMOs, MUFBs, and mixed-use developments

Key lending criteria

  • Loans from 拢500k up to 拢20m
  • Up to 75% LTV for residential, 65% for commercial
  • Variable and fixed-rate options available: 2, 3, or 5 years
  • Terms from 3 to 18 months
  • Lending across England, Scotland & Wales
  • Available to individuals, companies, Limited Liability Partnerships (LLP), Special Purpose Vehicles (SPV), and trusts
  • Options for rolled-up or retained interest
  • First-time investors considered (case by case)
  • UK and foreign nationals welcome* subject to due diligence requirements (*UK bank account required)
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Additional highlights

Complex structures supported

SPVs, offshore entities, and discretionary trusts

Tailored lending solutions 

Dedicated underwriters, fast-track approvals

Release capital

Unlock equity from completed or nearly completed schemes

Refinance existing loans 

Avoid penalties and ease pressure

Extended sales period 

More time to sell units at the right price

Fast, flexible funding

Decisions aligned with your timeline

Lower interest costs

Compared with development finance

Enhance cash flow

Keep momentum for your next project

Developer exit loans frequently asked questions

Yes, equity release is often possible to fund your next project or strengthen cash flow.

A development exit loan is a short-term facility used once a project is completed or nearly finished. It refinances existing development finance at a lower rate, giving developers time to sell units, improve cash flow, or move to longer-term funding.

Exit finance is tailored specifically for post-completion schemes. It usually carries lower rates than development finance and focuses on giving time to sell or refinance, rather than funding ongoing construction.

We consider applications from individuals, companies, SPVs, LLPs and trusts with completed or nearly completed residential or mixed-use projects. A UK bank account is required.

Loans are available from 拢500k to 拢20m, up to 75% LTV for residential and 65% for commercial, with terms of 3鈥�18 months.

A bridge can be used for developer exits which can be used when your development is near completion or finished, but you haven鈥檛 sold all the units, or your current loan term is ending. It鈥檚 ideal for reducing time pressure and giving you flexibility to sell your completed projects.

We can move fast – funding is typically available within days, depending on the complexity of the deal and the required due diligence.

A short-term refinance solution that helps developers manage sales post-construction without pressure to sell quickly.

A developer exit bridge is typically used when your scheme is nearing completion or your current facility is expiring, but sales are still in progress.

Speak to a specialist today to access flexible exit finance that protects profits, eases pressure, and frees up capital for your next project.

Speak to a specialist