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Smart lending solutions for limited companies & SPVs

We specialise in tailored limited company and Special Purpose Vehicles (SPVs) lending solutions, offering flexible lending, competitive rates, and expert support. Helping property investors efficiently grow and manage their portfolios with confidence.

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Empowering limited companies & SPVs with tailored finance solutions

Our specialised lending solutions are designed specifically for limited companies and SPVs, recognising the unique needs of property investors using these structures.  

We offer flexible criteria, competitive rates, and support for complex ownership arrangements, enabling efficient portfolio growth and management. Whether purchasing new properties or refinancing existing assets, our dedicated underwriting team ensures a smooth, personalised experience.  

We understand the importance of speed and discretion by empowering intermediaries and investors to secure funding confidently and strategically, helping you maximise returns and simplify property investment through corporate structures.


Key lending criteria

  • Loans from 拢1m up to 拢20m
  • Up to 75% LTV for residential properties, 65% for commercial
  • Variable and fixed-rate options: 2, 3, or 5 years
  • Rental calculation: 125% for limited companies
  • Lending across England, Scotland & Wales
  • Top-slicing considered for eligible customers
  • Flexible terms: up to 30 years
  • No maximum age for limited companies or SPVs. We also support offshore entities, and discretionary trusts – ideal for sophisticated investors
  • Houses in Multiple Occupation (HMOs) & Multi-Unit Freehold Blocks (MUFBs) accepted, with no limit on bedrooms or units
  • No income required
  • Foreign nationals & expats considered (UK bank account required)
  • Newly formed limited companies and SPVs accepted
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Why borrow with us?

Competitive rates for companies

Attractive buy to let mortgage rates designed specifically for limited company borrowers to maximise investment returns

Flexible repayment options

Choose interest-only or capital repayment plans tailored to the cash flow needs of companies

Dedicated corporate underwriting

Expert underwriting team specialises in limited company lending, ensuring fast, accurate decision-making

Support for refinance & purchases

Finance both new acquisitions and refinance existing company-held properties with ease and efficiency

Additional highlights

New company acceptance

We lend to newly formed companies, supporting investors launching property businesses without lengthy track records

Flexible ownership structures

Accommodates multiple shareholders and directors, enabling complex company arrangements to suit diverse investment strategies

Dividend & shareholder income considered

We include dividends and shareholder loans in affordability, easing qualification for corporate borrowers

Wide property eligibility

Finance residential, semi-commercial, and mixed-use properties, providing versatility across limited company portfolios

Support for purchases and refinances

Efficient financing for new acquisitions or refinancing existing limited company-held properties

Tailored repayment options

Flexible interest-only or capital repayment plans matching company cash flow and investment goals

Dedicated underwriting team

Experienced corporate underwriters ensure fast, personalised decisions for smoother lending journeys

Competitive Loan-to-Value options

Up to 75% LTV on standard buy-to-let properties, maximising your clients borrowing potential


More property investors than ever are choosing to purchase buy-to-let investment properties through limited companies or Special Purpose Vehicles (SPVs). At 91看片, we provide specialist finance solutions tailored to these structures, enabling investors to optimise tax efficiency, simplify management, and achieve long-term portfolio growth.

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Why limited company & SPV lending works now

Property investors are increasingly turning to limited companies and SPVs for buy-to-let ownership, driven by succession planning, and streamlined portfolio management. Traditional lenders often struggle with complex ownership structures or new company applications.

91看片 provides the flexibility, expertise, and speed intermediaries need to deliver tailored solutions, making us the trusted partner for limited company and SPV lending.

Limited company & SPV frequently asked questions

Yes, we accommodate multiple shareholders and directors within limited companies for diverse investment strategies.

Yes – We regularly work with professional landlords operating via limited companies or SPVs, including layered, offshore structures, including trusts.

We lend on a wide range of property types including standard residential, HMOs, MUFBs, semi commercial and commercial properties.聽

Yes, we accept newly formed companies, providing flexible underwriting to support early-stage investors.

Absolutely, we include dividends and shareholder loans in affordability assessments for a comprehensive view. Each application is assessed on it’s own merits.