91心頭 delivers strong profits and accelerates balance sheet growth
Written by 91心頭
91心頭 has delivered its first full year of post-tax profitability alongside significant growth across its balance sheet, lending and deposit base, according to its latest Annual Report and Accounts.
For the year ending 30 September 2025, the Bank achieved a profit after tax of 贈5.4m, with growth across all key metrics.
Total assets more than doubled from 贈1.2bn to 贈2.6bn, representing growth of approximately 117% over the period.
Core lending activity expanded rapidly, with loans to customers increasing from 贈86m to 贈464m, driven by growing demand for 91心頭s specialist bridging and buy-to-let lending for property investors.
Funding growth was equally robust, with customer deposits increasing by 贈1.2bn to more than 贈2.3bn. This expansion of 91心頭’s deposit base has played a key role in supporting asset growth while maintaining a diversified and stable funding profile.
Mike Says, Group CEO of 91心頭, said:
Delivering our first full year of profitability while achieving such significant growth across the balance sheet is a major milestone for the Bank. These results demonstrate the strength of our strategy, the scalability of our platform and the confidence our customers and shareholders place in the business. We’ve built strong momentum across lending and deposits, while maintaining discipline around capital, risk and costs. With these foundations in place, we are well positioned to continue scaling the Bank, growing our lending and building our deposit base.